“Fine” bank as a financial institution was founded in 2000, but was not founded until 2003. Initially, the owners focused on meeting consumer credit needs, but over the years its services have expanded significantly and are now not limited to borrowing. The Fine Bank offers its five million customers a wide range of services. The products that the financial institution makes available to its customers are non-targeted and targeted consumer loans, auto loans and credit cards.
The Russia region has representative offices or offices of a financial institution where you can apply for a loan. Fine Bank cooperates with the largest and most popular retail chains in the Russian Federation, where it has around 20,000 representative offices. A wide network of representations and the simple registration of services make it very attractive for the people of our country.
One of the services that this financial organization, – acceptance of deposits from individuals. Ways to make a deposit and everyone can find the most convenient one. In addition, it should be noted that all deposits are insured by the state, so that the depositor definitely receives his money. The bank offers very low interest rates for their deposit programs:
- “Fine Profitable” – 6% in currency, 12% in dollars. The minimum deposit amount is 5 thousand dollars. or $ 200. The bank pays an interest payment at the end of the contract.
- “Fine Accumulative” – 5% in currency, 11.5% in ruble. The customer can receive accrued interest monthly or send for activation. In this way, he can raise the amount on his account that is necessary to receive a higher deposit rate. The minimum amount for the deposit and replenishment is 5 thousand dollars. or $ 200.
- “Fine Comfortable” – 4.5% in currency, 10.5% in ruble. Earnings are paid immediately at the end of the specified period, which can range from one month to 731 days. The minimum amount of the deposit is 50 thousand dollars. or $ 1.5 thousand.
To make a deposit, the organization is financially milder than when it is necessary to grant a loan. The Fine Bank only offers a deposit if a passport is available to citizens who are 14 years of age or older. Citizens of other countries can make a deposit if they present a document that confirms their eligibility to reside on the territory of the Russian Federation: a visa, a residence permit, and so on.
One of the main financial organization services is the registration of cards. Most of these cards offer the option of using the bank’s funds free of charge for 55 days. At the end of this period, the borrower will have to pay up to 40% of the commission to repay the loan. “Fine” bank offers the possibility to receive an amount of up to 300 thousand dollars. for each of their credit cards. To register, the customer must be between 20 and 70 years old and a citizen of the Russian Federation.